S.O.S. Loans, Inc. is a California direct lender. Licensed through the Department of Financial Protection and Innovation. Offering private personal loans of $10,000 to $50,000 completely online and through the electronic banking system. This allows us to quickly approve your application and fund your account the same day. We are a personal loan boutique emphasizing confidentiality, personalized service, security and responsiveness. To qualify you should have a FICO score greater than 575 and a verifiable source of income at least $6,500 per month. Many of our customer's use our service to finance a large purchase like a home improvement project, vacation, medical procedure, or just help with personal cash flow.