Unsecured debt, or any debt that isn’t backed by collateral, is a common option for many borrowers. Lenders usually charge ...

As consumer debt climbs across the U.S., many people are desperately searching for ways to regain control. Finding a ...

Unsecured debt doesn’t require you to offer collateral, such as a vehicle or a home, to secure the loan. Because unsecured debt is riskier for lenders, interest rates are typically higher, and ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

“The term ‘debt’ means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which ...

With bankruptcy, the amount of debt that you repay is set by law and not up for negotiation. You must disclose all of your ...