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I’ve been maxing out my after-tax 401(k) and converting it to a Roth for 2 years — is this a good strategy?
Quick ReadHigh earners can stack after-tax dollars into a 401(k) up to the $72,000 Section 415(c) limit for 2026, then convert them to a Roth.The mega backdoor Roth beats a taxable brokerage account ...
A $1 million traditional 401(k) yields only about $760,000 in spendable retirement income after federal and state taxes consume somewhere between $200,000 and $250,000. Inflation compounds the damage ...
The $72,000 combined 401(k) ceiling creates up to $47,500 in annual after-tax contribution room that converts to permanently tax-free Roth growth, with no income limit. To use this strategy, your plan ...
Leaving a $900,000 pretax 401(k) untouched at 62 can feel like smart tax planning, but those quiet years before forced ...
Retirement withdrawals can have tax consequences that go well beyond the tax. A quick annual check can help spot problems ...
Forbes contributors publish independent expert analyses and insights. Jonathan I. Shenkman helps clients achieve their retirement goals. This voice experience is generated by AI. Learn more. This ...
When you are handed a paper showing your estimated retirement benefit, the first question that probably comes to mind is the ...
Converting $1.6 million in a single tax year would generally push a retiree into a significantly higher bracket. Higher ...
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