For the small business owner dealing with uncertainty over cash flow and general business needs, saving for retirement often takes a back burner. Stashing cash in an account that the owner won't be ...

Find a business loan that relies on income instead of credit.

A 401(k) loan could help you avoid the taxes and penalties that come with early 401(k) withdrawals. Employers have discretion about whether to allow 401(k) loans. A 401(k) loan may set your retirement ...

A 401(k) loan lets you borrow from your retirement account, while a personal loan is a lump sum from a lender ...

A 401(k) loan does not appear on your credit report because it isn’t considered a loan from a third-party lender. When you borrow from your 401(k), you’re borrowing your own money. As such, it isn’t ...

Make no mistake: Borrowing from your 401(k) is rarely a good idea when it comes to financing your business. Still, it can be and has been done. First, the pros: the possibility that 401(k)s actually ...

If you default on a 401 (k) loan, the balance is usually treated as a taxable distribution. This may result in income taxes and, if you are under 59½, a 10% early withdrawal penalty. It can also ...

A 30-year-old caller from St. Louis, Missouri, phoned into The Ramsey Show with a big dream: she wanted to open a wedding venue in her local wine country. (1) Maria has about $100,000 in her 401(k) ...

More than one in three U.S. workers have taken loans, early withdrawals, or hardship withdrawals from their retirement savings, according to new data from the Transamerica Institute. Personal finance ...

A $50,000 401(k) loan creates approximately $55,000 in forgone account growth over 20 years compared to leaving the money invested, making the true cost far exceed the loan’s interest rate when ...