A 401(k) loan allows you to borrow funds directly from your retirement savings, which you then repay with interest back to ...

It’s pretty typical for American workers to retire in their 60s. But you may be eager to leave your career behind in your 50s ...

Highly compensated employees (HCEs) may face reduced 401(k) contribution limits based on company-wide salary rankings. Firms must ensure HCE contributions don't heavily outweigh those of non-HCEs.

401(k) tax rules aren't that complicated, but they're too often overlooked. Make sure you understand all of these rules and consider the tax implications before you make a withdrawal. Try to avoid ...

Pay attention to these new 401(k) rules when making retirement savings decisions for 2023. The contribution limit for 401(k)s, 403(b)s, most 457 plans and the federal government's Thrift Savings ...

Read on to learn what is a safe harbor 401k and why it might be a good fit for both small businesses and people who love the ...

There are significant changes to Roth 401(k) account rules to be aware of this year. These changes, brought about by the SECURE 2.0 Act, are designed to enhance the benefits of Roth 401(k ...

Check the rules before withdrawing funds early. Rolling over your 401(k) to a new Roth IRA is not a good choice if you anticipate having to withdraw money in the near future—more specifically ...

Congress passed the Secure 2.0 Act in 2022 to expand saving opportunities for individuals who have access to savings vehicles ...

However, some good news: changes to the retirement plan withdrawal rules are taking effect due to the SECURE 2.0 Act. Profit and prosper with the best of expert advice on investing, taxes ...

It is important to understand these rules to avoid costly tax errors that can substantially disrupt your retirement plan. If you cash out your 401(k) after leaving your employer, you will be ...

Companies that want to offer 401(k) savings plans to their employees must ensure they don't run afoul of complicated government rules. A key regulation for most 401(k) plans is the requirement for ...