While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) ...

As President-elect Donald Trump prepares to take office in 2025, his proposed policies could reshape retirement savings by ...

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

Significant changes are coming for retirement savers, especially those earning more than $145,000 a year. The Internal ...

The IRS issued new regulations last month to implement a provision of a 2022 law known as the SECURE 2.0 Act, which requires ...

Starting in 2026, people aged 50 and older who earn more than $145,000 a year at one employer will face a big change in how ...

Some older Americans will see a change in how they can make 401(k) catch-up contributions next year. Is there a catch?

Discover how the IRS's Rule 72(t) lets you make penalty-free withdrawals from IRAs and other retirement accounts, including key calculations and examples.

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

A 401 (k) loan permits you to withdraw up to 50% of your vested account balance or $50,000, whichever is less. If your vested ...

Looking to save money on taxes and have your retirement income go further? Retire to one of these 18 U.S. cities where 401(k) ...

The number of hardship withdrawals from 401(k)s is growing. Learn what’s driving the trend, the risks and smarter ...