Both a 401(k) and IRA offer tax-deferred retirement savings options. The 401(k) has two key advantages over an IRA that could sway some to use it as their sole retirement account. It has some ...

Roth IRAs are popular for tax benefits in retirement. Consider Vanguard's 'BETR' approach, other factors to see if a Roth conversion's right for you.

How much tax you owe on an individual retirement account (IRA) withdrawal depends on your age, the type of IRA, and other ...

IRAs offer more flexibility around investments and early withdrawals. Some people may find the low contribution limit of an IRA to be an issue. You should take advantage of a 401(k) if you have the ...