Your pre-tax IRA is subject to future income taxes, depending on your bracket. But it could offer planning opportunities, ...

The article was reviewed, fact-checked and edited by our editorial staff. An after-tax 401(k) gives you the ability to supersize your retirement contributions, helping you reach your investment ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy ...

The IRS uses what's called "provisional income" to determine how much of your Social Security benefits are taxable. Your ...

It is important to understand these rules to avoid costly tax errors that can substantially disrupt your retirement plan. If you cash out your 401(k) after leaving your employer, you will be ...

Some of the best ways to reduce taxes in retirement is to ensure you live in a lower tax bracket and use tax-advantaged ...

Each year, you are allowed to make 401(k) contributions. You can make pre-tax contributions up to the annual contribution ...

A Roth 401(k) is a type of retirement savings account that allows you to "make contributions with after-tax money, so you won't enjoy a tax break today," said Bankrate. This is in contrast to the ...

An after-tax 401(k) contribution allows you to deposit more than the $23,000 pretax limit for 2024 ($30,500 for those age 50 or older). The total 401(k) contribution limit that includes employer ...