A guide to immediate, deferred, fixed, variable and joint-life annuities, and how to match them to your retirement needs.
Learn how charitable remainder annuity trusts (CRATs) work, providing fixed income to beneficiaries and tax benefits while ...
Life insurance policies and annuities are both tools that help ensure future financial security. While they have some similar characteristics, there are also some important differences. Understanding ...
Most individuals struggle to commit to annuities. Often, behavioral barriers rather than the products create the greatest obstacles.
🏦 What Is an Annuity Plan? An annuity plan is a crucial financial tool designed to provide a steady and guaranteed income after retirement. It acts as an agreement between an investor and an ...
Not all financial products are created — or regulated — equally. Stocks and mutual funds fall under federal securities laws, while savings accounts benefit from FDIC protection. But annuities? They’re ...
In one product trend, regulators are seeing more guaranteed living withdrawal benefits attached to non-variable annuities.
Annuities sales surged to a record high in second quarter. Investors are looking to lock in higher interest rates and protect themselves from market gyrations. Annuities can be a good addition to a ...
Defined contribution executives who lamented in the past about a lack of in-plan retirement income products are now sifting through an influx of options that reached the market — or were announced — ...