What Is Asset-Based Long-Term Care? Asset-based long-term care insurance is a relatively new type of insurance policy that combines long-term care coverage with an investment component. It is also ...

As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity. Many families have paid off/down mortgages, built sizeable nest ...

I often talk about “bucketing”—structuring a portfolio based on anticipated spending needs—in relation to overall retirement spending. Parking near-term spending needs in cash, intermediate-term ...

Most people don’t think about the possibility of needing long-term care one day. However, as we age, the likelihood of requiring assistance with daily living tasks increases. According to an HHS ...

“When you get older, you have a lot of idiosyncratic health risks. There might be a few retirees with spectacular health costs, and their spending dramatically increases.” That was retirement ...

Margaret is 70, single, healthy, and owns her home outright. She has $800,000 in retirement assets and a budget that works. The line item that does not appear on her spreadsheet is long-term care. And ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

A mid-sized cadre of Senate Democrats believes long-term care reform is important enough to highlight as part of their ...

Retirement planner Tyler End shares common misconceptions about Medicare, long-term care, and aging costs.