What to know about the risks and rewards.

Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.

NEW YORK, September 30, 2026--(BUSINESS WIRE)--In September, the national average 30-year fixed purchase mortgage rate averaged 7.03%, according to Bank Rate Monitor data. New Bankrate data shows borrowers using its competitive lender auction secured an ...

Older U.S. homeowners are increasingly paying a hidden premium when they refinance their mortgages, which a new analysis calls the “seniority tax.” Borrowers aged 55 and older are overpaying by almost $2,400 per year on mortgage refinancing, adding up ...

Refinancing can help you secure a lower interest rate, which will decrease your monthly payment and total interest. If you locked in your current mortgage between 2022 and 2025, when rates peaked after the Federal Reserve’s rate hikes, you’re in the group most likely to benefit from checking where rates stand now.