When longtime mortgage loan officer Hillary Moussali worked at a local Chase bank branch, an elderly man walked in holding a mail advertisement with the bank's name, promising "super low" refinancing ...

In other instances, loan officers are being pressured by their bosses to convince people to refi. Some salespeople even act as though they are from your current lender to gain your trust. Five former ...

Lenders charge older borrowers a full point more than they should, and too many never notice. Three moves fix it.

Older U.S. homeowners are increasingly paying a hidden premium when they refinance their mortgages, which a new analysis calls the “seniority tax.” Borrowers aged 55 and older are overpaying by almost ...

Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.

You can refinance with your current lender or switch to a new one—there’s no rule requiring you to do either. The real question isn’t whether you’re allowed to change lenders (you are); it’s whether ...

Refinancing mortgages can be a good option for some older homeowners, as it can save them money by lowering interest rates and monthly payments, and potentially changing some of the loan’s features.

Study estimates well-qualified conventional borrowers are among the most likely to miss the lowest available rates, reinforcing a broader trend in mortgage shopping One of the mortgage industry's ...