If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you.

If you're retired or planning ahead, it's important to understand just what lower interest rates mean and how they affect ...

Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable ...

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers might want to consider. A Roth conversion, as the move is called, has many ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

If you’re eyeing a Roth conversion, your tax bracket could help decide whether the transfer makes sense. Here’s what to know, ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

In this article, we discuss the 11 Best Roth IRA Stocks to Invest in Now. One of the most powerful tools available for long-term wealth creation is a Roth IRA. While traditional IRAs feature ...

A traditional IRA provides up-front tax breaks that make investing easier. A Roth IRA offers tax savings in retirement and can help you avoid taxes on Social Security. The right account for you will ...