1. Know When It’s Time to Make Changes. No budget is perfect or meant to last forever. If your income or expenses have changed, that’s a good time to adjust your budgeting categories.

By allocating a certain amount of money to each category of your budget, you can keep track of your finances more easily—and know when you have to say "no." ...

If you've ever tried to get your finances under control, then you've almost certainly tried to make a budget. And while we all know that budgeting is a great way to control your spending, it's ...

Values-based budgeting is an approach that puts your personal values at the center of your financial planning. Instead of starting with traditional budget categories, you begin by identifying what ...

Check on your budget regularly and make adjustments as needed. Look for categories you overspend on and identify ways to trim costs. If you have money left over, consider the best way to allocate it.

The holidays are expensive, especially if you don’t have a plan. Review last year’s expenses, create spending categories and start saving early to avoid debt in the new year.

When asked which budget category she was guilty of exceeding last month, Cruze immediately answered that it was going out to eat. She said, “We just went out way more than we thought.

YNAB, the popular budgeting app, has a variety of tools to help optimize your finances. After a free trial, budgeting app You Need A Budget charges a fee.