1. Know When It’s Time to Make Changes. No budget is perfect or meant to last forever. If your income or expenses have changed, that’s a good time to adjust your budgeting categories.

If you've ever tried to get your finances under control, then you've almost certainly tried to make a budget. And while we all know that budgeting is a great way to control your spending, it's ...

If you struggle to spend within your budget limitations, you’re not alone. A 2023 Empower survey found that over 80% of ...

Values-based budgeting is an approach that puts your personal values at the center of your financial planning. Instead of starting with traditional budget categories, you begin by identifying what ...

Check on your budget regularly and make adjustments as needed. Look for categories you overspend on and identify ways to trim costs. If you have money left over, consider the best way to allocate it.

The holidays are expensive, especially if you don’t have a plan. Review last year’s expenses, create spending categories and start saving early to avoid debt in the new year.

Your budget might say $30 for dinner is reasonable, ... Even when you’re following your budget categories perfectly, subtle mental accounting errors can undermine your saving progress.

When asked which budget category she was guilty of exceeding last month, Cruze immediately answered that it was going out to eat. She said, “We just went out way more than we thought.