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Clark Howard: ‘95% of Wage Earners Would Be Better Off’ With a Roth IRA

A North Carolina listener recently called into the Clark Howard podcast to ask about backdoor IRAs, a legal strategy that allows high-income earners to bypass income limits on Roth IRA contributions.
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Clark Howard says delaying Social Security locks in an 8% raise every year. One listener did the math and found a $2,000 Medicare catch.

I've been watching the Clark Howard claiming-age debate for years, and as someone who writes about retirement income planning weekly, I have no position in any advisory product mentioned here. A ...
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Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

A caller phoned The Clark Howard Podcast on May 11, 2026 with a marital bet on the line. He had an 810 credit score. His wife wanted to help his brother, sitting at 690, by adding him as an authorized ...
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Clark Howard says popular retirement tools may be misleading

Millions of Americans approaching retirement plug their savings into free online calculators and trust the output as financial truth. Those projections often deliver a single number or a reassuring ...