Many borrowers think that making payments shields them from legal trouble, but the reality isn't always so simple.

Not all debts qualify for settlement, but knowing which ones are excluded can help you plan your payoff strategy.

Failing to finish a debt settlement program can undo your progress and may even leave you worse off than before.

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

Debt settlement is one solution for unaffordable debt, and there are lawyers and companies that settle debt for their clients. However, professional debt settlement can be expensive, depending on whom ...

This article was paid for by Freedom Debt Relief. A debt settlement company can help you find relief from overwhelming debt payments, debt collectors and mounting fees. But not all of these companies ...

WASHINGTON (AP) – A debt collection operation that involved text messages and collectors allegedly posing as attorneys has led to a $1 million settlement with the federal government. The Federal Trade ...

Thinking about enrolling in a debt relief program this month? Ask these questions first to avoid major missteps.

Plaintiffs claimed Iowa Student Loan debt collection practices violated their rights. ISL says it no longer seeks garnishment without legal notice.