Dave Ramsey says that the market has averaged 12% since 1926. ... It might even seem possible to just follow Dave's mutual fund allocation strategy, and call it the day.

Whereas Ramsey strongly prefers stocks, Orman suggests that investors hold an equity percentage equal to 110 minus their age. By that formula, a 65-year-old would invest 45% of her portfolio in ...

His rationale is based on a disregard for portfolio risk and overly aggressive asset allocation advice. Ramsey tells his audience to eschew protective assets like bonds and cash, advocating for a ...

Gold Ramsey's take on gold—he's not a big fan. Unsurprisingly, Dave Ramsey has not been bitten by the gold bug. In fact, when asked about the metal, he pointed to history.