A guaranteed death benefit ensures that the beneficiary receives funds if the annuitant passes before annuity payouts start, ...

Some annuities will continue to pay a spouse or other beneficiary ...

Different types offer different levels of potential risk. Here's how to choose wisely, from an annuities pro.

They are treated differently when you pass away – unlike most assets – and misunderstanding that can derail your succession plan.

Social Security replaces only 40% of pre-retirement income while experts recommend replacing 80% to 90%. 64% of Americans fear running out of money in retirement more than death. Annuities can provide ...

From the blog: Insurance giant Prudential is leaving the UK annuity market, but analysis of ‘at retirement’ product offerings show that guaranteed income still has a significant role in the ...

The widow of a New York City man who jumped to his death has settled a lawsuit with the insurance companies and a broker who sold him annuities. Joan Jacobson, Jay Jacobson’s widow, claimed that the ...

Purchasing an annuity is an easy way to try and guarantee lifelong income. Beware of surprise annuity expenses like a surrender charge or insurance agent commissions. Are you ahead, or behind on ...

IF you’re set on taking out a lifetime annuity in retirement, waiting for better rates could see you miss out on years’ worth of income. Lifetime annuities pay a guaranteed income until you ...

Annuities get a bad rap, often labelled “too expensive”, “crammed with hidden fees,” or just “not a good investment.” Here’s the thing, though. All this criticism often lacks specific financial ...