Confused about how to get out of debt? Here's how to decide if debt relief or credit counseling would work best.

American households are drowning in debt like never before. Total credit card balances have soared past $1.21 trillion ...

Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

CNBC Select looked at fees, interest rates and repayment options for different credit scores to find the best debt consolidation loans.

Standout benefits: The company boasts a 94% success rate with offer-in-compromise agreements and claims to have helped ...

Debt can be overwhelming, and when bills pile up, many people look to credit repair, debt consolidation, or debt relief ...

Investopedia picked National Debt Relief as the best debt relief company for those with overwhelming debt who are seeking debt settlement. Learn what every borrower needs to know to get out of debt ...

A debt consolidation loan can help streamline your higher-interest debt bills into one payment, ideally at a lower interest rate. Taking the time to research lenders and get quotes can help you get ...

"Federal Trade Commission rules include an advance-fee ban," says Pack. "This rule prohibits a debt relief company from ...

Terms presented, including APR and monthly payment amount, are estimated and created based on information entered by you and through analysis of historical data on loans through Prosper. Your ...

Many Americans are dealing with debt. In fact, U.S. households currently hold nearly $18 trillion in debt — and $1.17 trillion in credit card debt alone. If you’re in this cohort, debt consolidation ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...