In today's high-rate environment, where credit card APRs regularly top 21% and household debt is hitting record levels, more people are struggling to keep up with their regular bills and their debt ...

If a debt collector refuses your settlement offer, you may still be able to find a path forward. All the rejection means is that the debt collector isn't ready to accept that offer right now.

I wanted to see if they would offer me a settlement from a debt that accumulated to $34,158.82. They asked me how much I would be able to pay off if settled. After carefully checking my funds, I ...

Making an offer with the IRS to settle your tax debt at less than what you owe? There are two payment options. Lump-sum cash requires 20% of the total offer amount to be paid up-front.

WASHINGTON — Debt settlement firms settle only a fraction of customers' debts and often leave consumers worse off, the Center for Responsible Lending said in a letter to the Justice Department last ...

J.R. Duren is a content marketing writer for CBS MoneyWatch's Managing Your Money team. On average, debt settlement programs result in paying 30% to 50% less than the full balance on successful ...

Washington Attorney General Bob Ferguson is suing a national debt collection company, Renton-based Convergent Outsourcing, for allegedly pressuring consumers to pay up and resolve old debts that ...

In a strangely threatening letter, cable giant Spectrum warns a former customer he’ll be reported as a deadbeat unless he renews his subscription. Oct. 12, 2021 Two husbands.