A Roth IRA gives you tax-free growth and withdrawals in retirement. Take money out too soon, however, and you'll face income taxes plus a 10% tax penalty.

Discover how the IRS's Rule 72(t) lets you make penalty-free withdrawals from IRAs and other retirement accounts, including key calculations and examples.

A fixed-percentage withdrawal involves withdrawing a set percentage of your portfolio's value annually. However, the amount ...

There are also rules limiting your IRA withdrawals. Typically, you'll pay a 10% early withdrawal penalty if you take money out of your account before age 59 1/2 without a qualifying reason, like: ...

You're allowed to take substantially equal periodic payments (SEPPs) from your retirement accounts, regardless of your age. SEPPs are payments of a certain amount taken on a particular schedule for ...

Early 401(k) withdrawals are those you make under age 59 1/2 without a qualifying reason. You'll pay a 10% early withdrawal penalty on top of ordinary income taxes. Consider early 401(k) withdrawals ...

This is why the traditional 4% rule might not work for early retirees. The rule also overlooks other important factors such ...