Social Security will replace only about 40% of your salary, on average. A solid financial plan will help you plug the gap so ...

Fact checked by Vikki Velasquez Almost half of Americans say they don't have a financial plan, and many feel unable to meet their goals. Without a roadmap to managing money, saving for retirement, and ...

Numerous factors can affect a couple's retirement plan, so early communication is key. Consider these tips about what to ...

Worried about outliving your savings? Discover 6 red flags that signal your retirement funds may not last—and how to avoid ...

Ready to retire? Learn the personal, financial, tax, and healthcare steps to take at least 5–10 years before your retirement ...

Most people enter retirement without any idea how to manage withdrawing their savings without running out of money. Here is ...

Set it and forget it” is working for young retirement savers for now — but it might not be good enough in the end.

Making the Dream a Reality Early retirement is a dream for many, requiring disciplined saving, living below one’s means, and ...

Portfolios have building blocks that determine whether family capital survives market shocks, tax‑code changes and ...

Financial independence isn’t just about your lifetime, it’s also about what you leave behind. A good financial plan includes ...

By combining independent advice with a full spectrum of wealth management services, Cerity Partners is helping clients turn ...