These penalties apply to traditional IRAs and SEP, SIMPLE IRA ... must qualify under the IRS current guidelines. You can use money from your IRA to fund higher education expenses for you, your ...

However, a SEP or SIMPLE IRA may be a better option for small businesses ... There are exceptions to this rule, however, as certain hardship guidelines allow penalty-free early withdrawals.

A Savings Incentive Match Plan for Employees IRA, or SIMPLE IRA for short, is a retirement plan designed for small businesses with 100 or fewer employees. Though a SIMPLE IRA is an easier and less ...

RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.