Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to.

Your credit score is the key to financial tools like credit cards, mortgages and auto loans. A good score (FICO Score of 670 to 739 or higher) can mean approval and desirable rates, while bad credit ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

Homeowners with lower credit scores pay more for home insurance coverage, research shows. Here’s how much your credit affects ...

Freedom Debt Relief reports that credit scores range from 300 to 850, primarily influenced by payment history and debt levels ...

An 800 credit score unlocks major financial perks. Here are the smartest money moves to make now to take full advantage.

Marriage does not automatically merge credit scores, but your spouse’s credit history can affect a joint home loan ...