A reverse mortgage is a type of home loan for seniors ages 62 and older. Browse Investopedia’s expert-written library to learn about how they work and more.

Reverse mortgages are regularly marketed to seniors as a solution for those who want to use equity in their homes as a source of retirement income. An alternative to home equity loans or home equity ...

Retirement often brings unexpected financial challenges, from rising healthcare costs to the expense of staying prepared for the unexpected. Navigating retirement requires thoughtful planning, and a ...

For every problem there’s a solution—sometimes more than one.

Fed rate cuts may be reshaping borrowing costs, but reverse mortgages follow different rules than other loans.

Leading reverse mortgage lenders are launching AI chatbots and voice agents for senior borrowers in Q4 2025, promising faster ...

Not all reverse mortgages are scams, but people exploring them should be extremely wary. Many reverse mortgage scams — carried out by unscrupulous parties from financial advisors to contractors — can ...

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As a HUD-HECM-approved lender, we are committed to helping senior homeowners achieve financial security and peace of mind through the power of reverse loans. Our reverse mortgage specialists ...