Curious about your FICO® Score? I break down what it is, how it's used, and the exact steps I took to raise mine.

Ready to transform your credit score? Discover actionable strategies for improving your score, whether you're starting fresh ...

The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Just 33 percent of millennials own a credit card, according to a new survey by Bankrate. Many are happy to pay with cash or a ...

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.

A recent Experian report found that the average credit score is 717; however, factors such as location or age can impact it.

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Debt is a double-edged sword. When wielded wisely, it can open doors to opportunities such as homeownership, education and financial flexibility. Mismanaged, it can weigh you down and derail your ...

Debt consolidation can cut interests costs, but only if your credit score measures up LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been ...

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...