Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math.

Transferring your balance to a new card can be beneficial in terms of saving on interest payments while you work toward reducing your debt. However, it's important to consider a few key factors. First ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

Balance transfer cards are one of the best ways to pay off debt in 2025. Learn why they're worth it -- even if they don't ...

This week's top balance transfer cards offer up to two years of 0% intro APR and no annual fees -- compare the best options ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Credit card balance transfers are a useful yet often misunderstood tool. When used strategically, they can offer a path to debt reduction and financial stability. However, like any financial ...

Requesting a balance transfer with Discover is as simple and easy as applying for a new balance transfer credit card with the issuer. If you’re already a Discover cardholder, you can check your online ...

If you’re drowning in credit card debt, transferring your balance to a card with lower interest might sound like a lifesaver. But before you jump in, you’re probably wondering: “Do balance transfers ...