Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Research vehicle pricing, desired features and long-term ownership costs. Shop around online and at various dealerships to compare prices and financing options. Get pre-approved for a loan to ...

For one Redditor, having a preapproval on a car loan is creating some concern about how to negotiate best. There is no reason for this Redditor to be nervous, the odds are actually in his favor. The ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

A personal loan can be a smart way to pay off high-interest debt, cover emergency costs, or finance a big expense. But before you start applying, you'll want to understand all your loan-shopping ...

You must have received various emails, App notifications, SMS and WhatsApp messages from your bank about pre-approved personal loan offers. You must have also received calls or seen banners related to ...