Failing to finish a debt settlement program can undo your progress and may even leave you worse off than before.

Got credit card debt? You aren’t alone. In the second quarter of 2025, total credit card debt in the U.S. reached a record high of approximately $1.21 trillion, up 5.9% from the previous year. If ...

Not all debts qualify for settlement, but knowing which ones are excluded can help you plan your payoff strategy.

Debt settlement is the process of negotiating payoff of your outstanding debts, often for less than what you owe. While you can attempt this yourself, there are also companies that can negotiate on ...

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company JG Wentworth, it was found that nearly half of respondents worry about ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Debt settlement can give you a liberating, ...

JG Wentworth is a company that buys annuities and structured settlements and negotiates with creditors to settle debts. JG Wentworth's services come with a cost that might not be worth paying, ...

Recently, the Federal Trade Commission filed a complaint against seven companies and three individuals operating the "Accelerated Debt" program that falsely claimed to reduce consumers' debt by as ...

Given how ubiquitous it is, buy now, pay later (BNPL) may seem more innocuous compared to other types of debt. After all, all you often have to do at the checkout screen is click to split your payment ...

Some Credit Solutions of America clients say debt grew under guidance. DALLAS, July 24, 2009— -- In these troubled economic times, it seems as if it's impossible to turn on the radio without ...

The Senate names the six most misleading debt settlement companies. April 23, 2010— -- You've seen the ads claiming you can settle your debts for just pennies on the dollar, but Congress wanted ...