Budget worksheets provide a basic layout for ... that equals zero after subtracting expenses, savings, and debt from your ...

A budget planner is a tool, such as a worksheet or template ... which suggests that 50% of your income goes toward needs, 30% toward wants and 20% toward savings and debt repayment.

Amounts forgiven through debt settlement may be taxed as income by the IRS. An IRS worksheet shows how to avoid paying taxes on debt settlement when you're insolvent. Taxpayers who are insolvent ...