Nearly anyone who can read a newspaper understands the meaning of a FOIL or FOIA request. FOIA refers to the Freedom of Information Act, which allows a requester to obtain documents from federal ...

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In the world of financial services, nonbanks issue many payment products, including money orders, prepaid cards, bill payment services and mobile payments. Despite a recent chorus of voices asserting ...

"If you have 10,000 regulations," Winston Churchill said, "you destroy all respect for law." He was right. But Churchill never imagined a government that would add 10,000 year after year. That's what ...

Provisions in commercial mortgage loan documents, where a particular state law is “selected” as the governing law, can drive a deal into a ditch, and take a good (or growing) lending relationship into ...