Scam texts demanding money for fake unpaid tolls are still circling from coast-to-coast. Watch out for these kinds of links in particular.

Here's what to know about smishing scams, which involve fake text messages baiting to get personal information and access financial accounts.

You should be wary of any links in the message, Ramzan said. If you think the link is legitimate, you can (and should) hover over to check the URL before you click. "If the URL looks off or doesn't match the official site, it's likely a scam," he said. To play it safe, call the toll agency directly to take care of any unpaid tolls.