Some 71 million workers have access to 401(k) retirement plans and they have saved $8 trillion toward their retirement. The ...

Highly compensated employees can face income limits for 401(k)s. Learn when these income limits apply and to whom they apply.

Learn More: 10 Steps To Prepare for Retirement Find Out: 5 Subtly Genius Moves All Wealthy People Make With Their Money Explore how to max out your 401(k) contributions by the end of the year.

Each year, you are allowed to make 401(k) contributions. You can make pre-tax contributions up to the annual contribution ...

The Allworth Advice is that, in most cases, it's better to keep crypto outside of a 401 (k), especially if you're not an expert. Because if you put too much of your retirement savings into crypto and ...

For 2025, the IRS limits the amount of compensation eligible for 401(k) contributions to $350,000. That's an increase from the 2024 limit of $345,000. The IRS adjusts this limit every year based ...

You may be able to save more for retirement soon thanks to an increase in the 401(k) contribution limit for 2025. The IRS adjusts contribution limits and other tax provisions for inflation each year.

Secondly, 401(k) plans have long had much higher annual contribution limits than IRAs. In 2025, workers under 50 can contribute up to $23,500 to a 401(k), whereas with an IRA, the limit is only ...

The 2025 401(k) contribution limit increased to $23,500, up from $23,000 in 2024. Employees age 50 and older can contribute an additional $7,500 for a total of $31,000. Workers ages 60 to 63 have ...