Some 71 million workers have access to 401(k) retirement plans and they have saved $8 trillion toward their retirement. The ...

To make the most of saving for retirement in your Roth IRA: Max out your contributions. For each year that you're able, aim to hit the $7,000 limit. Once you turn 50, add another $1,000 to that ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

You should stick with a regular backdoor Roth IRA conversion if your income level isn't high enough. The same applies if you can't max out both your annual 401(k) and traditional IRA contributions ...

In the case of this 35-year-old Reddit user, they’re looking to grow their Roth IRA. And while stocks are the answer for young investors seeking long-term growth, they are self-admittedly ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like ...

If your after-tax contributions do end up generating investment growth ... have already maxed out your traditional 401(k) contributions. • You are ineligible for direct Roth IRA contributions ...

Should you max out an IRA for a better return ... although a traditional IRA offers tax-deferred growth with deductible contributions, while a Roth IRA is funded with after-tax dollars and ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

Before you withdraw any money from your Roth IRA, think the decision through carefully. Figure out whether you'll owe taxes or penalties, and consider how your decision will affect the growth of ...