Application and funding times for personal loans vary by lender type and other factors, but you can take steps to speed up ...

Getting a personal loan is much easier with a good credit score (FICO Score 670-739). But even if you're among the 14% of ...

Americans are facing rising debt levels. Household debt balances reached $18.8 trillion in the fourth quarter of 2025, with total household debt increasing by $191 billion just in Q4 2025.

Some borrowers are turning to personal loans to refinance credit card debt. Those loans are expected increase nearly 6% this year, TransUnion forecasts ...

They are distinguished by the level of risk and the inclusion of collateral ...

Our top personal loan lenders, including LightStream, SoFi and Universal Credit, offer low rates and fees and various repayment options for budget flexibility ...

Some online lenders, credit unions and banks offer small personal loans of $1,000 or less to cover urgent expenses. This page includes information about these cards, currently unavailable on ...

If you want to avoid dealerships and buy from an individual, a private-party auto loan can help ...

Both personal loans and buy now, pay later plans can give you access to money in a pinch. A personal loan can be more straightforward, and you'll generally have more time to repay it. BNPL could work ...