Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.

Contact your plan administrator for a trustee ... Image source: Getty Images. Rolling your Roth 401(k) over to a Roth IRA Rolling your Roth 401(k) over to a Roth IRA Rolling over a Roth 401 ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

When our kids started work as teenagers, we made a deal with them. If they contributed 25% of their income to Roth IRAs, we'd match them 3-to-1.

If permitted by your plan, another option is to roll over your after-tax contributions to a Roth IRA. Fidelity noted that, “Prorated earnings attributable to the original contribution can be ...

Roth IRAs offer estate planning advantages as they are tax-free for heirs. A Roth individual retirement account allows tax-free growth of retirement savings. It's an attractive concept as it can ...

The SECURE 2.0 Act, which became law in December 2022, changes the 529 plan rules to permit rollovers of some funds from these college savings accounts into a Roth IRA. It could allow transfers to ...