To apply successfully, parents must complete several steps, starting with the Free Application for Federal Student Aid (FAFSA). Before applying for a Parent PLUS Loan, the student must have a FAFSA on ...

Important Federal Loan Changes: Federal loan limits and repayment options will change on July 1, 2026. Visit our One Big Beautiful Bill Act page to see how this may impact you. Federal Direct Parent ...

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The parent PLUS loan is a type of Direct PLUS loan that allows parents to take out a federal loan to pay for their undergraduate student's educational costs. Parent PLUS loans have a fixed interest ...

Federal PLUS Loans are low-interest loans made to parents of undergraduate dependent students and to graduate or professional students. Here are some highlights: You apply for the PLUS Loan through ...