Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.

Financial pros typically recommend an even split between the two. We put that to the test.

Changes to federal law governing retirement savings plans allow employers to make matching contributions to employees' 401(k) ...

Most high earners know they earn too much to contribute directly to a Roth IRA. Far fewer know their 401(k) plan may contain ...

Traditional 401(k) savings are subject to federal and state income taxes upon withdrawal in retirement. Roth 401(k) accounts use after-tax dollars, allowing contributions and earnings to be withdrawn ...

A Roth 401(k) is a workplace retirement account that lets you contribute after-tax dollars today in exchange for tax-free withdrawals in retirement. In other words, you pay taxes on your contributions ...

You researched the Mega Backdoor Roth, ran the numbers, and got excited. Then you pulled up your 401(k) summary plan ...

ShareBuilder 401k, a pioneer in affordable, all-ETF retirement solutions for small and mid-size businesses including the self ...

Despite these major benefits, it's not a given that a Roth IRA is the best retirement savings tool for you. Here are two ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...