Discover U.K. Premium Bonds, a savings account offering tax-free monthly prize draws instead of interest, backed and secured by National Savings and Investments (NS&I).

If no prizes are won, the value of your holdings remains static, effectively diminishing in real terms as inflation erodes your purchasing power. The savings expert said to think about your long-term ...

Discover the call premium, the added value to the par amount for early redemption of callable securities, and explore the different types and their impacts.

A savings expert has clarified how the Premium Bonds prize fund rates works, warning your cash prizes may be "significantly less" than the rate suggests. The prize fund rate for Premium Bonds fell ...

Mr Grimsditch said: "Cashing in Premium Bonds sooner and moving the money into a fixed‐rate account means earning guaranteed ...

This guide explains how interest rates affect premium and discount bonds in clear, everyday language, so you can feel confident about what is happening inside ...

Martin Lewis has given his verdict on Premium Bonds - and if they are a better place to put your money than savings accounts.

Learn if it makes sense to buy premium bonds in a falling rate environment in 2026, how they work, and the risks beginners should understand.

Over two million historic Premium Bonds prizes are still waiting to be claimed, according to NS&I ...

NS&I account holders warned ...

When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works. Millions of Premium Bonds prizes are paid out each month, with payouts ranging from £25 to £1 ...

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