Discover what an asset-conversion loan is, its advantages, and disadvantages, and how businesses effectively utilize this ...

Belle Wong is a freelance writer specializing in small business, personal finance, banking, and tech/SAAS. She spends her spare moments testing out the latest productivity apps and plotting her latest ...

Fiat money refers to a type of currency that holds value because a government declares it as legal tender, rather than being backed by a physical commodity like gold or silver. Most modern economies ...

Hard money loans are a type of short-term mortgage loan that's secured by a property. They can also be referred to as bridge loans. You might consider a hard money loan if you're interested in ...

Considering a gold IRA? Learn the pros, cons, fees and risks, plus how gold compares with cash and physical gold for retirement savings.

Weak form market efficiency is a concept that suggests past stock prices and trading volumes do not predict future stock prices. In a weak form efficient market, all historical information is already ...

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Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. The average American homeowner has ...

Reverse mortgages let homeowners over 62 convert home equity into cash with no monthly repayments. Owners must pay house-related expenses, risking foreclosure if unable to maintain payments. In early ...