Save this column. Someday you will have a client who needs this remedy. Since 1998 (when Roth IRAs were invented), Section 408A(d)(6) of the Internal Revenue Code has permitted a taxpayer to ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

You can shift your contribution from one IRA to another Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have ...

Add Yahoo as a preferred source to see more of our stories on Google. If you've been thinking about converting your traditional individual retirement account into a tax-free Roth, get a move on: to ...

The Ninth Circuit in In re Fitness Holdings Int’l, 2013 U.S. App. LEXIS 8729 (9th Cir. April 30, 2013) recently reversed precedent and established that bankruptcy courts in the Ninth Circuit have the ...

After all the hoopla around Roth conversions in 2010, now is the time to consider whether or not a recharacterization is in your future. So what is a recharacterization, and how does it work?

Did you convert your traditional IRA to a Roth IRA in 2016 and now you are reconsidering that move? Did you make a 2016 traditional IRA contribution and later discover the contribution was not ...

Editor’s Note: The 2017 tax reform legislation eliminated the ability of taxpayers to recharacterize Roth IRA conversions for tax years beginning after 2017. The IRS released a FAQ confirming that ...

Forbes contributors publish independent expert analyses and insights. David John Marotta is a financial advisor covering financial planning. This article is more than 10 years old. Nearly everyone is ...

This week, IRA expert Ed Slott fields questions about recharacterization provisions for Roth IRAs and making contributions in a spouse’s name. I am 70-1/2 this year and still working and contributing ...

The whole point of doing a Roth conversion is to enjoy tax-free growth. If your assets don't actually grow, then you don't get any benefit from having money locked up in the Roth IRA. Even worse, the ...