That leads to a glide path that takes a bit more stock market risk than peers at the retirement date to combat the possibility an investor outlives their savings. Investors in the funds furthest ...

Some are available only in certain workplace retirement savings plans, so access depends on whether it's offered in your plan. Other funds or services are available to all individual investors.

Not all bond funds are the same, however, and while they are easy to buy, they are also easy for retirement investors to misunderstand. Here's a brief rundown of some of the top bond funds out ...