Emergency funds are an absolutely crucial aspect of any financial plan, regardless of the life stage or situation. For people ...

It’s time to shake out your piggy bank and reevaluate just what other optional retirement funds you can count on. Earning passive income doesn't need to be difficult. You can start this week.

Generally, workers have to wait until they are 59 1/2 ( or 55 in certain cases ) to take 401 (k) distributions penalty-free. So, those who take a hardship withdrawal before 59 1/2 have to pay a 10% ...

However, your Roth IRA can help back up your emergency fund, if need be. While it’s not ideal to use your retirement savings as a piggy bank, you can tap Roth IRA contributions at any time and ...