Worried about retirement savings? Discover how boomers can plan smarter, eliminate guesswork and feel confident they’ve saved ...
The best and most tax-efficient retirement income strategy depends on your asset mix, tax situation, and long-term goals. As you approach retirement, it’s important to develop a retirement income ...
You may not have to take a required minimum distribution (RMD) if you're under 73, or if the account meets certain criteria.
Required minimum distributions (RMDs) are a way for the IRS to ensure it receives some money after allowing you to deduct ...
Turning 73 in 2025: For the first year you're subject to RMDs only, you can wait until April 1 of the following years to take ...
How does it work? The 4% rule is a popular retirement withdrawal strategy that involves withdrawing 4% of your total retirement savings during your first year of retirement. In subsequent years, you ...
Discover how the IRS's Rule 72(t) lets you make penalty-free withdrawals from IRAs and other retirement accounts, including key calculations and examples.
For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...
Planning a comfortable retirement typically means having more control over your finances. You need to take a look at your investments, savings and cash on hand, but you should consider your living ...
Don't let a shaky economy and volatile market derail your retirement. These moves will help ensure your money lasts as long ...
The rule of $1,000 may help you figure out how much dough you need to save for retirement. You can guess, of course. Or go with a big number like $1 million, or even the $1.6 million that 401(k) plan ...