One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

Discover how the IRS's Rule 72(t) lets you make penalty-free withdrawals from IRAs and other retirement accounts, including key calculations and examples.

Market conditions and inflation have a significant impact on sustainable withdrawal rates. The 4% rule was intended to be a flexible guideline, not a strict law. Some advisors prefer dynamic ...

Bengen's 4% rule has long been viewed as a starting point for mapping out an annual withdrawal plan that guards against retirees running out of money. But the rule has been questioned in recent years, ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

If you're retiring soon, be very careful of these changes to Social Security that could cost you extra in taxes and fees.

Let's start with the obvious: How a person withdraws money from their retirement portfolio matters. If thoughtfully executed, portfolio withdrawals need not capsize a retirement portfolio. But that ...

As you transition from earning a paycheck to living off your portfolio, choosing the right withdrawal strategy is crucial. While there's no one-size-fits-all approach, understanding various methods ...