A 401(k) rollover to a new employer’s plan offers simplicity and tax-deferred growth, ideal for those with strong plan options. Converting a 401(k) to a Roth IRA provides tax-free withdrawals ...

If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

Rolling over a Roth 401(k) to a Roth IRA enables you to retain the tax benefit these accounts provide, which is the ability to withdraw money tax-free as a retiree as long as you've followed ...

Whether you're transferring money from a traditional or Roth IRA, 401(k), 403(b), 457(b), or another account type, learn how here. Get the tax information you need.

I have an after-tax 401(k) that I would like to roll over to a Roth IRA with Schwab. Experts at Schwab say it can be rolled over to a Roth IRA without paying any taxes. I think they are wrong as I ...

If you decide to roll Roth 401(k) contributions to an IRA or your current employer's 401(k), your new account will be Roth, too, meaning that you won't owe tax on qualified withdrawals.. If you ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

While rolling over a traditional 401(k) account has its quirks, rolling over a Roth 401(k) comes with a unique set of rules. This article highlights some key considerations to keep in mind when ...

If a rollover requires mailing you a physical check, you'll need to deposit the check in your Roth IRA account within 60 days to avoid penalties. Enter the money rolled over into a Roth IRA on ...

I have $120,000 in after-tax contributions in my traditional 401(k) at work. Can I roll over just the after-tax money into my Roth IRA? I would like to avoid creating a taxable event. – Daniel ...

The two primary options are rolling over to a new employer’s 401(k) or converting to an Individual Retirement Account (IRA), with a Roth IRA being a particularly compelling choice for some. The ...

Unlike a traditional 401(k) or IRA, where withdrawals are taxed as ordinary income, Roth IRAs provide tax-free withdrawals in retirement, provided you meet the five-year rule and are over 59½.