When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.

A Roth IRA offers significant benefits for retirees. As an after-tax account, distributions from Roth IRAs are typically ...

Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

If deciding what to do with an old 401(k) plan has been on your to-do list, here are the key steps you should take to get it done.

Many Americans are woefully unprepared for retirement. An estimated 20% of those 50 and over have nothing saved for ...

The company I work for was just purchased and our 401 (k) is temporarily frozen for transactions. In the near future we’ll be given the opportunity to roll the money into the new larger 401 (k) plan, ...

But there may be another option on offer that you are less familiar with — and in some situations, could serve you even better: a Roth 401(k). As of 2023, "about 93% of 401(k) plans offer a Roth ...

By leveraging tax-advantaged accounts and products, you can build a retirement plan that maximizes growth, minimizes taxes ...

"Rothification" means steering retirement plan participants away from traditional, pretax 401 (k)s and into Roth 401 (k)s, ...

The Backdoor Roth IRA is a valuable retirement savings tool for high-income earners looking to maximize tax-free retirement ...

While it may initially seem odd that this type of post made it into the subreddit, the Redditor is planning to move funds from a traditional 401(k) and a Roth 401(k) into a Roth IRA. It’s a ...

Don't miss the April 15, 2025 deadline for 2024 IRA contributions, avoid penalties and leverage the 5-year Roth rule.