High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

Nearly all 401(k) providers now allow employees to contribute to a Roth 401(k), according to a new survey by the Plan Sponsor Council of America. But only 60% of those surveyed allow in-plan Roth ...

Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement to the concept, called a “Roth 401(k)”. And I have to say: Rarely have I ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

Suze Orman recommends Roth 401(k) plans over traditional 401(k)s because withdrawals are tax-free in retirement. Roth 401(k) withdrawals don’t count as taxable income and won’t trigger Social Security ...

How plan advisers are helping participants understand Roth contributions to retirement plans. The SECURE 2.0 Act of 2022 has brought Roth status into sharper focus—mandating it for the catch-up ...

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...