Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

But there may be another option on offer that you are less familiar with — and in some situations, could serve you even better: a Roth 401(k). As of 2023, "about 93% of 401(k) plans offer a Roth ...

If your 401(k) plan was a Roth account, then it can only be rolled over to a Roth IRA. The rollover process is straightforward. The transferred funds have the same tax basis, composed of after-tax ...

Employers can now match Roth 401(k) contributions post-tax, but many plans don't yet offer this feature. Key findings are powered by ChatGPT and based solely off the content from this article.

The company I work for was just purchased and our 401 (k) is temporarily frozen for transactions. In the near future we’ll be ...

Dave Ramsey, a personal finance expert, recently shared his insights on 401(k)s and Roth IRAs. He believes these are powerful ...

About 93% of 401(k) plans offer a Roth savings option to workers, up from 62% a decade ago, according to the Plan Sponsor Council of America. A law known as Secure 2.0 is expected to make Roth 401 ...

If deciding what to do with an old 401(k) plan has been on your to-do list, here are the key steps you should take to get it done.

Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement to the concept, called a “Roth 401(k)”. And I have to say ...

Getting caught up in a financial Reddit thread is surprisingly easy. After all, where else can you learn the financial ...

Don't miss the April 15, 2025 deadline for 2024 IRA contributions, avoid penalties and leverage the 5-year Roth rule.

These annual contribution limits apply to all your employer-sponsored plans, including both traditional and Roth 401(k) accounts. A fringe benefit of splitting contributions between the two ...