Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those ...

In retirement, it's not too late to convert your money into a Roth IRA. The IRS will let you convert qualified funds at any ...

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% tax ...

For seniors heading toward retirement, one of the most important conversations they can have with their advisor is about whether it makes sense to convert their traditional IRA into a Roth IRA. The ...

Owning high yield dividends, doing backdoor conversions, and custodial Roth IRAs are just a few options Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial ...

Whether you opened a Roth IRA years ago or have had your eye on one, you probably have a sense of what a great investment vehicle it is. A Roth IRA allows you to contribute money you've already paid ...

Socking away money for retirement is something that’s top of mind for many people. Many Americans save money for their "Golden Years" through workplace retirement plans and individual accounts they ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...